Cash Investigation complementary health insurance costs, Digi Mart USA News (France): A new episode of the French magazine Cash Investigation, hosted by Élise Lucet, airs Thursday evening on France 2 at 9:10 p.m., with the episode also available in advance and later on France.tv replay. The episode is titled “Cyber-scams: Do the state and companies really protect us?”
The program asks what people actually pay when they settle their monthly complementary health insurance. Reporters Julie Lotz and Mathieu Robert examine lesser-known fees that inflate premiums, including advertising, marketing and commercial solicitation.
Insured people often do not know these expenses help finance the campaigns aimed at recruiting them.
Élise Lucet interviews Florence Lustman, president of France Assureurs, about these costs passed on to contracts. The investigation also highlights inequalities among insured people.
Retirees, jobseekers and self-employed workers generally pay more for complementary health insurance than employees, who benefit from mandatory group coverage. The magazine seeks to explain the reasons for these differences.
As health spending rises and the national health insurance system accumulates deficits, the state is trying to cut costs, while mutual insurers denounce higher taxes and levies. Caught in this standoff, insured people see their premiums rise.
The program asks whether complementary health insurance can still be avoided, and whether simpler, more solidarity-based and fairer systems exist.
To conclude the investigation, Élise Lucet will moderate a large debate with sector professionals and experts who will answer her questions. Viewers can watch the episode in advance and later on France.tv replay.
