Binance France account closure and crypto holdings deadline, Digi Mart USA News (France): Customers of Binance France have been told their accounts will close from December 31, 2026. According to an email relayed on November 6 by Cryptoast, the platform has restricted deposits, while withdrawals remain possible.
Holders should not keep assets on the platform after November 29, according to the report. The email states that Binance will charge 0.025% of the remaining balance each month, with a minimum of 10 USDC, a dollar-pegged stablecoin.
For an account worth 100 USDC, that fee would represent 10% of the portfolio at the first deduction. On a balance of 1,000 USDC, it would be 1%.
A balance of 40,000 USDC is needed for the proportional calculation to equal exactly 10 USDC.
The message also states that if the remaining balance is lower than the fees owed, the entire balance may be deducted. A first charge is announced within three days after November 29, followed by another after December 24.
Fees would be debited first in USDC, then from other available cryptocurrencies if necessary. An account emptied before the first calculation would not be subject to these maintenance fees, though possible technical withdrawal fees may still apply.
The closure does not stem from an announced bankruptcy. It follows the full application of the European MiCA regulation, which now governs crypto platforms.
The former French PSAN registration is no longer sufficient, and providers must hold the authorization required under the new framework.
The official register of the Autorité des marchés financiers shows that Binance France SAS was struck off on July 2, 2026, through automatic lapse at the end of the transitional period. The platform had not obtained the required approval in time.
The closure of French accounts does not mean Binance is disappearing; the group continues operating in other countries. Customers should first check notifications in the official app, verify their exact balance, held assets and withdrawal conditions.
Depending on the assets and services still accessible, they may transfer them to an authorized provider or a personal wallet. A withdrawal in euros may require a prior conversion, depending on account features.
Users should carefully verify the blockchain network and destination address, as an error can make funds unrecoverable.
Users should also beware of fake support messages and fraudulent ‘recovery’ links, as scammers often exploit situations like this. After December 31, unclaimed assets could be treated as inactive and then converted or transferred, according to conditions announced by Binance.
The exact outcome for those assets remains unclarified.
